Refund Policy

This Refund Policy describes how refunds are processed for transactions made through the Flux by Paytring service operated by Seamless Fintech Innovations, Inc. (Delaware, USA).

1. Buyer refunds

As Merchant of Record, Company may process refunds to buyers in accordance with the merchant's refund policy and applicable consumer protection laws. Buyers should first contact the merchant whose product they purchased.

2. Processing time

Approved refunds typically appear on the buyer's original payment method within 5–10 business days, depending on the issuing bank.

3. Fees

Transaction fees previously charged to the merchant are not returned on refunds. Refunded amounts are debited from the merchant's available balance or future settlements.

4. Chargebacks

Chargebacks initiated by buyers are handled in accordance with card-network rules. Merchants may be liable for chargeback amounts and associated fees.

5. Contact

Email support@paytring.com for refund inquiries.

This document is boilerplate and must be reviewed by qualified legal counsel before production use.